If you have been taking a look at your budget recently, you no doubt have been looking at the different expenses you can trim back on. Many people like you will resolve to cut back on meals out and to trim down their entertainment expenses by staying home a bit more. These “extras” are easy [...]
If you’re operating in NY, then incorporate there. You’ll need to otherwise if you choose another state, so why subject yourself to even more fees. Online businesses tend to be low-risk, though depends on what you’re doing. LLC’s are most common for many type of businesses, especially web start ups. LLPs require you have a [...]
As a small business owner, insurance is probably one of the last things on your priority list. However, this is a big mistake and can end up costing you your business in the worst case scenario or eating up your profits in the best case scenario. There are many benefits to taking out small business [...]
If you are one of many American families that have no life insurance and the worry about such financial irresponsibility has overpowered the refusal to make premium payments, how do you decide how much insurance is enough? what is the minimum that will make the anxiety of being without insurance go away? It would seem [...]
Many small business owners have been looking for affordable health insurance options for their employees, as providing health care benefits for workers can be greatly beneficial in a variety of ways. Health insurance costs have been on the rise but there are resources like the governmental healthcare website that allows business owners, as well as [...]
Commercial Car Insurance – Does Your Small Business Need It? Many small businesses rely upon personal vehicles for their transportation, hauling, and appointments. This is true of stores, financial professionals, and many other professionals. While it may be ok to let a personal vehicle do double duty, is it also ok to rely upon a [...]
Jonathan Cattana : Estate Planning Estate planningThis is an important area of wealth preservation for current and future generations. The length at which I could discuss this area is tremendous and obviously outside the scope of this book, but it certainly deserves an overview. Estate planning and wills are often overlooked by many professional groups, [...]
Small business owners are able to take advantage of a tax credit that allows them to provide health insurance for their employees as the credit would cover a percentage of the amount they pay in healthcare premiums. Depending on the size of the business and the amount of employees on hand, the tax credit could [...]
When the financial planning industry announced last year that it was getting rid of commissions, it left gaps wide enough to drive a road train through. Not least of these was that the new measures, which will come into effect in 2012, will apply only to new investments and will not cover payments such as [...]
Posted on | April 6, 2010 | Comments Off Today’s lowest FHA mortgage rates have moved up as conventional mortgage rates have pushed above 5.1% in early April. Over the last few weeks we have seen the 30 year fixed mortgage rate move from 4.75% to 5.15%. Many mortgage lenders are reporting that FHA mortgage [...]